Ramie Shalabi | February 19, 2026 | Car Accidents
This article was originally written in August 2020 and was last updated in February 2026.
Yes. Right off the bat, the insurance company will tell you that you need to give a recorded statement. You should consult with a lawyer before giving this statement.
The insurance company will also likely offer you a few hundred dollars in exchange for your signing a settlement agreement that says you will not pursue any other claim against them or the driver who caused your accident.
Why Insurance Companies Make Quick Settlement Offers
Insurance companies do this because they know that oftentimes, someone in a car accident does not realize how injured they are until several days to a week later.
And, if you accept that money just a day or two after the accident, the insurance company will no longer be responsible for your future medical bills, lost wages from work, or any pain and suffering. You should consult a lawyer before signing anything or accepting any money from the insurance company.
Insurance Companies Aren’t on Your Side
The insurance company’s job is to pay as little money as possible. After all, that is how they make their profit. They have adjusters and lawyers who work thousands of hours a year and whose jobs are to get rid of claims as quickly as possible for as little money as possible.
Without a lawyer, you would be going up against them without anyone on your side advocating for you.
We at Dayson Shalabi Burkett Law Firm, LLC (DSB Law Firm), are experienced car accident lawyers in Columbia and Charleston, South Carolina, and the surrounding areas, who will fight them for you so that you will get the justice and compensation that you are entitled to under the law.
Ramie Shalabi is an experienced personal injury and workers’ compensation attorney who represents injured people across the state of South Carolina.